Your billing platform shouldn't get a raise every time you grow.

ChargeOver runs subscriptions, usage, invoicing, dunning, and revenue recognition on flat monthly pricing. No percentage of your revenue. Ever.

Book a 30-min walkthrough → See the math

No sales pressure · 30 minutes · We'll tell you honestly if it's a fit.

4.7 on G2 across 67 verified reviews · 15 years · 50+ payment gateways · Native QuickBooks, Xero, HubSpot & Salesforce

Fig. 01

Billing Platform. For SaaS. No percentage of your revenue. Ever.

What is your billing platform actually charging you?

Your annual recurring revenue

$2M

$500K$20M

Select your billing tool

Recurly would charge you $16,668 per year at $2M ARR

ChargeOver, flat $2,748 /year

Grow to $4M and their bill climbs with you. Ours doesn't.

Our pricing tracks how many customers you bill, not what they pay you. Sign a bigger contract and your bill doesn't move. Add customers and it steps up a little. The $2,748 is where pricing starts; we'll quote your real volume on the walkthrough, and it almost always lands well under a percentage of revenue.

Based on each vendor's published pricing as of July 2026. Recurly: $249/mo plus 0.9% of billings above the first $40K/mo. Stripe Billing: illustrative 0.7% of billing volume. Chargebee: published base only, since they don't publish an overage rate above $100K/mo. Paddle: 5% merchant-of-record, which includes the card processing fees every other platform charges on top.

Trusted by 430+ subscription businesses

4.7 / 5 on G2 from 67 verified reviews

The percentage problem

Same rate. Four times the bill.

$18Ka 0.9% fee at $2M ARR → $72Kthe same 0.9% at $8M ARR

Nothing about the billing changed. You grew, and a percentage fee grows right along with you, quiet at $2M and impossible to ignore at $8M. ChargeOver is flat, so going from $2M to $8M doesn't change your bill at all.

Sound familiar?

You priced for growth. Your billing stack priced for it too.

The tools that were fine at $1M start charging rent as you scale. And the billing you set up two years ago can't describe what you sell today.

Growing revenue means a growing billing bill.

Any platform that takes a cut of your revenue makes more every time you do. Barely noticeable at $2M, a real line on the P&L at $8M.

Your pricing outgrew the tool.

Usage on top of seats, a second entity, a one-off enterprise rate. The billing can't describe what you actually sell anymore.

You keep hitting walls you can't move.

Stripe Billing caps a subscription at 20 line items and sends real usage billing to Metronome. You feel it long before you expect to.

See how ChargeOver fixes all three →

Book your walkthrough

Let's walk through your setup.

30 minutes. We'll look at your actual pricing model and tell you honestly whether we fit it.

book my walkthrough

Let's walk through your setup.

30 minutes. We'll look at your actual pricing model and tell you honestly whether we fit it.

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Coming from another tool?

We've moved SaaS companies off every one of these.

People call us for the same reason almost every time. The billing tool was fine, then their pricing got more complicated than the tool could handle. Here's where each one tends to break.

Stripe Billing

Fine for simple subscriptions. Not for seats plus usage, a second entity, or a negotiated enterprise rate.

Chargebee

The overage line on your bill climbs every month as you add customers.

Paddle

5% of every dollar, forever, whether or not you need a merchant of record.

Spreadsheets + Zapier

Works until one step fails quietly and an invoice never goes out.

"It feels like a superior platform compared to using Stripe alone. It truly becomes a comprehensive invoicing and communication tool with customers."

Verified User · Computer Software · via G2

A typical migration runs 7 to 14 days, and most of that is you pulling clean subscription data out of your current system. The work on our side finishes before your export does.

When we're not the right call

If you bill per-token in real time, need spend caps and prepaid credit burndown, or want raw event ingestion with usage re-rating, look at Orb or Metronome. That's their job and they're good at it. We handle subscription and usage billing that gets totaled up and invoiced on a cycle, which covers most B2B SaaS. We'd rather tell you that now than in month three.

The fix

Billing that handles what your pricing page actually says.

Three things stop being your problem.

Subscriptions and usage on one invoice.

Base fee plus per-unit. Per-seat with volume breaks. Tiered rates that change as customers grow. Post usage through the API as often as you like and ChargeOver charges the right amount for the right billing period, on one invoice the customer can actually read.

Hybrid base fee + metered usage · per-unit, tiered & volume pricing · REST API or CSV for usage records

A ChargeOver invoice combining platform seats, metered API usage and tiered overage on one bill

Run more than one payment processor. At the same time.

Most platforms marry you to one gateway. ChargeOver connects to 50+ and the load-balancing router can run several simultaneously, so a processor outage or a regional decline pattern doesn't become a revenue problem. 1-800Accountant runs three gateways through us at once.

50+ gateways, bring your own · load balancing & routing · automatic retries, dunning, and card updater

ChargeOver gateway health panel showing Stripe, Braintree and Authorize.net routing at once

Revenue recognition your auditor won't argue with.

GAAP and ASC 606-compliant deferred and recognized revenue, calculated automatically across six recognition methods, with reports by invoice, by product, and in detail. Syncs to QuickBooks Online. When you raise, diligence asks for this and you have it.

Six recognition methods · deferred & recognized schedules · 40+ reports incl. MRR, ARR, churn, LTV, A/R aging

A ChargeOver revenue-recognition schedule with the deferred balance rolling forward by month

Exhibit A · one invoice, everything on it

And it all lands on a single invoice the customer can actually read.

A sample SaaS invoice in ChargeOver: platform seats, metered API usage and tiered overage on one bill

Two-way QuickBooks sync · 50+ payment gateways · PCI compliant

Book a 30-min walkthrough →

Migration

What a 10-day migration actually looks like.

The biggest variable isn't us, it's how organized your current subscription data is. Most companies take 7–14 days end to end, and almost all of that is data prep. One accounting firm we migrated moved 300 clients in five days because their export was ready on day one.

Days 1–5+ Data prep. The long pole, and it's on your side. You

Day 6 Discovery and plan mapping. We rebuild your pricing in ChargeOver. Together

Days 7–8 Import and configure. You watch and approve, we do the work. Us

Days 9–10 Dry-run a full billing cycle, then go live. Go live

Proof

What changed after switching.

"It feels like a superior platform compared to using Stripe alone. It truly becomes a comprehensive invoicing and communication tool with customers."

Verified User · Computer Software

"The best part is that they can get payment without us having to hunt down overdue invoices."

Verified User · IT Services

"ChargeOver allows for one-time and subscription invoicing, syncs with QuickBooks Online, and automates late notices to clients."

Chad B. · Founder

"ChargeOver directly links with our accounting systems and payment processors, and is so much faster than market alternatives."

Matt D. · Mid-Market

4.7 / 5 from 67 reviews Read them on G2 →

By the numbers Flat pricing · fifteen years of migrations

"We weren't unhappy with the billing software. We were unhappy with the invoice from the billing software."

Flat monthly pricing, based on how many customers you bill, never a slice of what they pay you. The numbers below come from SaaS companies that switched.

90%reduction in accounts receivable at Kilo

3payment gateways running at once at 1-800Accountant, previously on Zuora

$0percentage of revenue we've ever taken from any of them

No demo required

Not ready to talk to anyone?

Take the SaaS metrics dashboard template. MRR, ARR, churn, expansion, and A/R aging, in a spreadsheet you can use whether or not you ever talk to us.

Get the template →

No demo required. No follow-up sequence unless you ask for one.

Questions SaaS finance teams actually ask

No. Pricing is flat monthly, based on how many customers you're actively billing, starting at $229/month. It doesn't move with your revenue. Card processing fees go to your gateway, not to us, and a typical rate is 2.9% + $0.30.

Yes, for usage you aggregate and invoice on a cycle. You post usage records through our API or by CSV, as often as you want, against a subscription line item. We support hybrid pricing (a base fee plus per-unit charges), along with tiered and volume pricing. If you need real-time per-token metering with spend caps, we're not the right tool, and we'll say so on the call.

Usually one of three reasons: you added usage on top of seats, you opened a second entity or currency, or you signed a contract with a negotiated price the plan structure can't express. You can keep Stripe as your payment processor. ChargeOver replaces the billing logic, not the gateway.

No. We connect to 50+ gateways and you keep yours. You can also run several at once through our load-balancing router.

Yes. GAAP and ASC 606-compliant deferred and recognized revenue, six recognition methods, with schedules and reports that sync to QuickBooks Online. Talk to your accountant about which method fits your contracts.

7–14 days typically, most of it spent exporting clean data from your current system.

No annual commitment. Pricing is published on our site.