Built for marketing & creative agencies

The first week of every month shouldn't go to billing.

The out-of-scope work you never invoiced. The card that expired in March. The ad spend you fronted and forgot to bill back. ChargeOver runs the billing your agency was never built to chase.

Book a 30-min walkthrough → See how it works
An agency owner buried in month-end billing Fig. 01
Billing Platform. For Agencies. Starting at $229/month
Estimate — the monthly leak

Across retainer clients, unbilled hours each a month, at $ an hour…

You leak, per year $162,000
The problem

You didn't start your agency to do billing.

But it takes the first week of every month. Generating invoices. Catching the card that expired in March. Billing back the ad spend you fronted. Chasing the client who pays net-60 on net-30 terms. Three things leak money, every single month.

01

Out-of-scope work.

The "can you just" requests you do for free, because nobody ever put them on an invoice.

02

The late payers.

The clients you keep chasing every month while your cash sits in their accounts.

03

Three tools, one bill.

The retainer, the project, and the ad spend, living in three different tools that don't talk.

See how ChargeOver fixes all three →
The graduation wedge

What works at ten clients breaks at thirty.

10clients · one hour → 30clients · one lost day

A spreadsheet and Stripe are fine for a handful of retainers. Then you add clients, ad-spend pass-through, a client who wants a different processor. The manual stitching that took an hour now takes a day — and the money that slips stops being a rounding error. ChargeOver is built for the agency you are becoming, not the one you started.

Billing that runs itself

Four jobs your team does by hand. Automated.

Each one is a real capability, not a claim. Turn it on once and stop touching it.

01

Capture every extra.

Add a one-off charge in two clicks. It lands on the next recurring invoice automatically. The "can you just" work finally gets billed instead of eaten.

The ChargeOver dashboard showing invoiced and collected totals for the month
Product screenshot
The add-a-charge flow: pick a client, enter the amount, and it drops onto the next invoice.
02

Collect without chasing.

Auto-charge cards and ACH, auto-retry the failures, auto-pause clients past 60 days. The follow-up stops being a human's job.

ChargeOver's dunning rule editor scheduling automatic payment retries
Product screenshot
The dunning timeline: a failed payment, the scheduled retries, and the auto-sent card-update request.
03

One invoice for everything.

Retainer, project work, and the ad spend you fronted with your management fee on top. One bill, one cycle, synced to QuickBooks. No month-end spreadsheet.

A ChargeOver invoice combining a monthly retainer, a project line and ad-spend pass-through on one bill
Product screenshot
Every invoice and payment flowing two-way into QuickBooks, reconciled automatically.
04

Any processor, never frozen.

Keep the processor you use, run more than one, or switch later without rebuilding a thing. One dispute can't freeze your cash.

Stripe, Authorize.Net, ACH and 50+ more gateways, several at once.

ChargeOver's payment-processor gallery: Stripe, PayPal, Authorize.net, Braintree and more
Product screenshot
The payment-gateways screen with more than one processor live and routing at once.
Book a 30-min walkthrough →
Exhibit A · One invoice, everything on it

The whole month on a single, automated invoice.

Retainer, project work, the ad spend you fronted, and your management fee on top. Itemized, taxed, and sent on schedule, then synced back to QuickBooks. This is the bill your client actually receives, generated without anyone touching a spreadsheet.

A sample agency invoice in ChargeOver: monthly retainer, a site and ad-account audit, and media pass-through, totaled on one bill
Product screenshot
A real agency invoice in ChargeOver: monthly retainer + project line + ad-spend pass-through + 15% management fee, rolled into one total with one due date.
Fig. 02 · Sample agency invoice

Two-way QuickBooks sync · 50+ payment gateways · PCI compliant

book your demo

Let's walk through your setup.

No sales pressure. 30 minutes. We'll show you exactly how ChargeOver works for your billing workflow and tell you honestly if it's a fit.

No spam. No pressure. We'll send a calendar link to your email.
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Proof

We have already done this for agencies.

ChargeOver — recognized on G2
"ChargeOver helps our clients get a billing experience that is top-notch, and allows for reporting to their stakeholders as well as our own, in an easy, automated, and thoughtful system."
Verified User · Marketing & Advertising
"The best part is that they can get payment without us having to hunt down overdue invoices."
Verified User · IT Services
"It feels like a superior platform compared to using Stripe alone. It truly becomes a comprehensive invoicing and communication tool with customers."
Verified User · Computer Software
"ChargeOver allows for one-time and subscription invoicing, syncs with QuickBooks Online, and automates late notices to clients."
Chad B. · Founder
"ChargeOver directly links with our accounting systems and payment processors, and is so much faster than market alternatives."
Matt D. · Mid-Market
4.7 / 5 from 67 reviews Read them on G2 →
Case study · Lure Creative Digital marketing agency · 230+ client accounts · est. 2007
"Before, we had a hard time billing recurring revenue streams. Now it just takes minutes to automate and schedule what we need, all within a dashboard."
Ryan Parshall, President of Lure Creative
Ryan ParshallPresident, Lure Creative

They ran billing by hand in QuickBooks and struggled to bill recurring revenue. ChargeOver had their accounts live within hours and automated the whole cycle, including failed-payment recovery.

Read the full Lure Creative story →
40accounting hours saved every month
$30k+saved a year in labor
230+client accounts billed automatically
Lure Creative's office alongside their ChargeOver billing dashboard
Product screenshot
Lure Creative's consolidated billing dashboard: 230+ client accounts, recurring invoices scheduled, failed payments auto-recovered.
Fig. 03 · Lure Creative in ChargeOver
Questions agency owners actually ask

Stripe charges cards. It does not build your invoice, chase a failed payment, or put the retainer and the ad spend on one bill. ChargeOver runs the billing on top of the processor you already use.

If you have more than a handful of retainers and you still touch invoices by hand, it pays for itself in time, not headcount. Small agencies are most of who we work with.

Yes. Front it, bill it back, apply your percentage automatically, on the same invoice as the retainer.

Yes, run more than one, or switch later without rebuilding your subscriptions.